Funded in 1 business day · 50 states · Fixed daily or weekly payments

Rated 4.9/5 by 200+ funded business owners

You Know Exactly What You Will Pay. Every Single Day.

$5,000 to $500,000 in as little as 1 business day. Fixed daily or weekly payments. APR shown upfront.

550+ Credit Score
6+ Months in Business
$5K+ Monthly Deposits
See How Much You Qualify For

No credit pull to check your options. Full terms shown before you sign anything.

1 day
Funding speed
$5K-$500K
Capital range
95%
Approval rate
4.9★
200+ funded

Trusted Underwriting Network

Voted Best Loan Agency, Four Times.

🏆
Best Loan Agency
2015
🏆
Best Loan Agency
2017
🏆
Best Loan Agency
2019
🏆
Best Loan Agency
2022
25,000+
Businesses funded
50 + DC
States served
4.8★
on Google
10+ yrs
Woman-owned business

Who We Fund

Funding Businesses in Every Industry, Every State.

25,000+ small businesses funded across all 50 states and DC. If you do at least $5,000 per month in deposits and have been operating for 6 months, we have a path for you.

🍽️Restaurants
🛍️Retail
🦷Healthcare
🏗️Construction
🔧Auto Repair
💇Salons & Spas
🚐Contractors
📦E-commerce

Plus contractors, e-commerce, professional services, and most other card-accepting industries.

The Problem

The Bank Said No. Now What?

45%

of small business owners who apply for a traditional loan get rejected.

Not because your business is failing. Because banks have a checklist, and if you do not fit every box, the answer is no. No explanation. No alternative. Just no.

So you start looking at other options. And what you find is a market full of fast-cash companies that bury the real cost in fine print and pull a percentage of your daily card receipts whether it is a slow Tuesday or your busiest day of the year.

That fear is justified. There is a better way.

Why We Are Different

Fixed Daily Payments. Not a Percentage. A Number.

The difference between an MCA you control and one that controls you.

🔒

Same Payment Every Business Day

Most alternative funders take 7-8% of your daily card receipts. Slow Tuesday or busiest day of the year, the holdback hits the same. With us, your payment is a fixed dollar amount, daily or weekly. It does not change based on your revenue.

📋

APR-Equivalent Shown Before You Sign

A $25,000 advance with a 1.40 factor rate means $125/day Monday through Friday for about 56 weeks. Total repayment: $35,000. We hand you the APR-equivalent calculation alongside the factor rate so you can compare against bank pricing before you agree to anything.

🛡️

No Confession of Judgment

Standard MCA contracts include a Confession of Judgment clause that lets the funder seize accounts without going to court. Ours do not. You retain your right to dispute and defend if you ever needed to.

How It Works

Three Steps. 1 Business Day.

01

Apply online in minutes

Answer a few questions about your business. No lengthy paperwork.

02

Get a response within 4 hours

A real funding advisor reviews your application within 4 hours during business hours. You get full terms, amount, daily or weekly payment, total repayment, and APR-equivalent before you commit.

03

Funds deposited into your account

Once you sign, money moves fast. Most clients funded in as little as 1 business day after approval.

See How Much You Qualify For

Do You Qualify

Most Business Owners Who Apply Get Approved.

If you check all four boxes, you can likely get funded in as little as 1 business day. 95% of qualified applicants get approved.

In business for 6 or more months
$5,000 or more in monthly bank deposits
Credit score of 550 or above
National business bank account (not Square or PayPal)
Check If I Qualify

The Difference

CorePath vs. The Alternatives

See how fixed-payment funding compares to traditional banks and other MCAs.

CorePathOther MCAsBanks
Funding range$5K to $500K$5K to $250K typical$50K minimum typical
Funding speed1 business day2-3 days (varies)2-6 weeks minimum
Daily payment structureFixed dollar amount% of daily sales (varies)Monthly (weeks to approve)
APR-equivalent disclosed upfront✓ Before you signRarely (factor rate only)Yes, but approval not guaranteed
Confession of Judgment required✗ NeverOften required✗ No
Stacking pressure (extra advances)✗ One advance at a timeCommon (carroting)Not applicable
Minimum credit score550+500-600 (varies)680-720+ required
Collateral requiredNoneSometimesUsually required
Early payoff discount✓ YesRarely offeredPrepayment penalties possible
Time in business required6 months3-12 months (varies)2+ years typically

What Clients Say

Real Business Owners. Real Results.

“I thought all of these companies were the same. I was wrong. I knew the exact payment before I signed. $140 a day. No surprises. I used the $30,000 to cover a gap between two big catering contracts.”

Marcus T.
Restaurant Owner, Houston TX

“The bank rejected us three times. Joe walked us through the application on a Tuesday. Money was in our account Thursday morning. Fixed payments, clear terms, done.”

Sandra R.
Staffing Agency Owner, Dallas TX

“I wish I had found this before I tried the other guys. I knew exactly what I was getting into. Same day I signed, I knew what my payments would be for the next year.”

Derek M.
General Contractor, Austin TX

FAQ

Your Questions, Answered.

Your payment is a fixed dollar amount withdrawn Monday through Friday. It does not change based on your sales volume. You know the exact number before you sign.
A factor rate is the way the total cost of your funding is calculated upfront. A factor rate of 1.40 on a $25,000 advance means you repay $35,000 total. That $10,000 difference is the full cost, shown before you agree to anything. No hidden fees added later.
Yes. We offer early payoff discounts. If you have a strong month, paying down faster means paying less in total.
Your daily payment stays the same regardless of revenue. This is why your funding advisor walks through your monthly deposit history with you before you commit, to make sure the payment fits.
Banks typically require 2+ years of profitability, strong collateral, and months of review. We look at your deposit history and time in business. 6 months in business, $5,000+ monthly deposits, 550+ credit score — regardless of whether a bank has turned you down.
Anywhere from $5,000 to $500,000. The amount you actually qualify for is typically up to 2x your average monthly deposit volume. If your business deposits $30,000 per month, you may qualify for up to $60,000. Larger amounts are available for businesses with stronger deposit history.
We hand you the APR-equivalent calculation alongside the factor rate so you can compare apples-to-apples with bank pricing. A 1.40 factor rate on a $25,000 advance repaid over 56 weeks works out to a specific APR your funding advisor walks through with you before you sign. No 'simple interest' games, no buried APR.
No. A Confession of Judgment lets a funder seize accounts without going to court. It is standard in many MCA contracts and one of the biggest reasons business owners get burned. Our standard contracts do not include one. You retain your right to dispute and defend.
No. Stacking, taking a second or third advance to cover the first, is the fastest way to wreck a business. Industry insiders call it 'carroting' when brokers keep calling with new deals. We do one advance at a time, paid down before any conversation about additional funding. If you ever need more, we revisit it after you have paid down the first.
Yes. Our underwriting network has funded over 25,000 small businesses across all 50 US states plus DC. We can fund any industry except collection agencies, financial services, and gambling-related businesses. Our funding is nationwide.
No. We do not require you to put up your home, equipment, or business assets as collateral. The advance is based on your business revenue history, not what you own.
You need a national business bank account. Accounts through Square, PayPal, or similar payment processors do not qualify. If you bank with Chase, Wells Fargo, Bank of America, or a similar national bank, you are good to go.
Checking your options does not require a hard credit pull. A hard inquiry only occurs if you move forward and formally apply after reviewing your offer terms.
Yes. Many clients come back for a second or third advance after paying down the first. Once you have an established payment history with us, subsequent approvals are typically faster.

Ready to See What Your Business Qualifies For?

No commitment. No credit pull to check your options. Full terms shown before you sign anything.

See How Much You Qualify For

95% of qualified applicants approved. Most funded in as little as 1 business day.

Important Disclosures

CorePath Business Funding is a marketing affiliate and broker. CorePath is not a bank, not a lender, and does not directly issue advances or loans. All funding is provided by vetted third-party funding partners under separate agreements directly between you and the funding partner.

A merchant cash advance is not a loan. The cost of the advance is calculated as a factor rate, not an annual percentage rate. An APR-equivalent calculation is provided alongside every offer for comparison purposes only. Approval, funding amount, factor rate, repayment term, and total repayment are determined by the funding partner based on application data and may vary. A personal guarantee may be required.

California residents: Disclosures comply with California Senate Bill 1235 and Senate Bill 362. Written disclosure of total funding amount, finance charge, total repayment, payment amount and frequency, prepayment policies, and APR equivalent will be provided prior to your acceptance of any offer.

New York residents: Disclosures comply with the New York Commercial Financing Disclosure Law (CFDL). Broker compensation, where applicable, will be disclosed in writing.

Texas residents: Where required, the funding partner will provide written disclosures of total amount financed, finance charge, total repayment, fees, and repayment terms in compliance with Texas House Bill 700.

All testimonials, statistics, and approval rates referenced on this site reflect historical funding partner results. Individual results vary. Past funding performance does not guarantee future approval or terms.

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